ince its inception in 2004, YES BANK has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. Today, YES BANK has a widespread branch network of over 500 branches across 350 cities, with 1050+ ATMs and 2 National Operating Centres in Mumbai and Gurgaon. (Data as per 2014)
YES BANK Amex credit cards
The YES BANK credit card is one of the many services offered. YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before. There are three types of Amex credit cards which are currently being issued – The American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card and the American Express Gold Card; each one come with its own list of features and benefits.
YES BANK Credit Card FAQs
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- What should I do if my card is lost or damaged?
Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.
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- Can I retain my credit card if I emigrate?
Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration
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- Can I use my credit card for expenses on the internet?
Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.
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- What do I do if my credit card is declined?
In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.
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- How do I protect my credit card against fraud or theft?
These tips are important and universal:
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- Sign your card as soon as you receive it!
- Never give your credit-card number over the telephone unless you initiated the call.
- Even when you place the call to a legitimate merchant, never give out your card number over a cordless phone. One common scam is when someone calls you “back” right after you place an order, claims to be from the merchant and tells you that there was a problem with your card number, so would you mind giving it to them again? The safest thing to do is to ask them to read out the number they have, and then change any incorrect numbers.
- Ignore any credit-card offer that requires you to spend money upfront or fails to disclose the identity of the card issuer.
- Make certain you get your card back after you make a purchase (one good habit to observe is to leave your wallet open in your hand until you have the card back). Also, make sure that you personally rip up any voided or cancelled charge slips.
- Always keep a list of your credit cards, credit-card numbers and toll-free numbers handy, in case your card is stolen or lost.
- Check your monthly statement to make certain all the charges are your own, and notify the card issuer of any errors or unauthorised charges immediately.
- I want to know why interest charges are levied.
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Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.
YES BANK Credit Card Eligibility & Documentation
YES BANK Credit Card Eligibility Criteria:
- Card holder should be in the age bracket of 18 years to 70 years.
- Should have a fixed monthly income.
- Should have a good CIBIL credit score.
- Should be a resident of India
Documents required for getting YES BANK Credit Card:
- Pan Card Photocopy OR Form 60
- Latest Salary Slip, Form 16, Income Tax return copy as income proof
- Passport, driving license, ration card, etc. for residence proof.
YES BANK Credit Card Details
YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before.
Value Added benefits offered on the Cards:
American Express Platinum Reserve Credit Card
- Enjoy exclusive privileges on international and domestic flights and hotels
- Pay for travel directly with your Membership Rewards Points
- Relax with complimentary access to over 600 airport lounges around the world
- Tee off with complimentary golf at leading golf courses in India and abroad
- Leading Membership Rewards Programme
- Enjoy Platinum Concierge Services 24×7 for anything that you may need – dining reservations, delivering flowers and more
Experience the renowned American Express Platinum Service American Express Gold Card
- Automatic enrolment into one of the most powerful programmes in the country – The Membership Rewards Programme
- Experience the Gold Standard of Service with Zero Lost Card Liability and Online Fraud Protection
YES BANK Credit Card Details
| Details of YES BANK Credit Card | |
| Credit card maximum amount withdrawal from atm |
Rs.75000 |
| Other Accident Insurance | Rs. 500000 |
| Purchase Protection | Rs. 25000 |
| Hospitalization Benefits | No |
