With the new Tata Croma Titanium Card which is serviced and operated by SBI Cards, the customer base of “Croma” – TATA’s consumer durables and electronics chain of stores, can enjoy unique privileges exclusive benefits on their purchases. This co-branded card offers a value-back of up to 1.5% on all purchases made at Croma outlets and also offers other special privileges to the cardholders, such as: fuel surcharge waiver, free lounge access and a wide range of offers upon joining, sponsored by leading travel and hospitality brands.
Features of Tata Croma Titanium Card:
- Tata Croma Titanium Card is accepted worldwide in multiple merchant outlets around the world. The card can be used in any merchant store which accepts MasterCard.
- The card also offers flexible credit facility. Your outstanding payments can be paid-off easily with the convenient extended credit option.
- This credit card enables quick and easy booking of railway tickets to any destination catered to by IRCTC. You can book tickets from the convenience of your home by booking tickets online through IRCTC.com and using your Tata Croma Titanium Credit Card at the payment gateway.
- Through the Utility bill payment facility, a cardholder can schedule his/her regular bill payments for utilities. E.g.: Electricity bill, phone bill, etc. This enables the customer to pay all their dues on time.
- You can also save on your fuel purchases across all petrol pumps in India as there is a fuel surcharge waiver applicable on this credit card.
- This card is highly secured and poses no threat of fraud or malpractice. In case of emergencies the Tata Card Customer Helpline is available around the clock to provide immediate assistance.
- Avail the balance transfer facility on this card to consolidate and repay your existing dues on your other credit cards at a much lower rate of interest.
- Flexipay is a feature that is enabled on this card, through which a cardholder can make any purchase and convert it into easily payable monthly installments. A comparatively lower rate of interest is applicable on this installment plan.
Benefits of Tata Croma Titanium Card:
- Get 500 Empower Points which are worth Rs 500, if you make purchases worth Rs 2000 or more on the card. This has to be done within 60 days of getting this credit card, in order to be valid.
- Avail “Value Back” Benefits: Customers can avail a value back benefit of 1.5% on all purchases made in Croma and in Croma retail website, using the Tata Croma Titanium Credit Card. On all other purchases made in Tata Outlets, you can get as much as 5% Value back.
- You can also get great offers and discounts on purchases made at any Tata Partner outlets and other national brands, as a welcome offer.
- Upon using the card for purchases in Departmental stores as well as grocery stores, enjoy three times more points on each Rs 100/- spent.
- Upon using the card for retail spends enjoy 1 point for each Rs 100/- spent.
- Get cashback of Rs.1 for each Reward Point earned.
- Fee reversal: Get your annual fee on the card waived if you spend up to Rs. 75,000 or more on the card, annually.
- Fuel Surcharge: Enjoy a fuel surcharge of 2.5% in all fuel stations by using this credit card.
Fees and Charges:
| Minimum Amount Due | 5% of Total Outstanding (Min. Rs. 200) + GST + EMI |
| Annual Fee | Rs. 499 |
| Statement Retrieval charges | Rs.100 for each statement |
| Finance charges on extended credit | Up to 3.35% per month from date of transaction |
| Period of interest-free credit | 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full |
| Joining fee | Rs.499 |
| Maximum Cash Advance limit | Up to 80% of Credit Limit |
| Cash advance fee applicable at International ATMs | 3% of withdrawal amount or 300/-, whichever is the highest |
| Cheque Pickup charges | Rs.90 |
| Cash advance fee at SBI ATMs/Other Domestic ATMs | 2.5% of withdrawal amount or 300/-, whichever is the highest |
