Benefits of SBI Card PRIME

Credit cards can prove to be your best friend if you know how to use them. The credit cards offered by State Bank of India come with a myriad of benefits and features. They are tailored as per the needs and requirements of the customers. The SBI Card PRIME ensures that you get amazing perks for using it for various purposes.

Benefits of SBI Card PRIME

The benefits offered by SBI Card PRIME are mentioned below:

Cardholders can avail vouchers worth Rs.3,000 from popular travel, lifestyle and apparel brands as a joining perk.
Under the PRIME Rewards program, you can enjoy 20 reward points for spending Rs.100 towards utility bills.
Enjoy 15 reward points for spending Rs.100 using your SBI Card PRIME at Reliance Fresh, BigBasket, Reliance Trends, Reliance Footprint, Sahakari Bhandar stores, etc.
Cardholders can enjoy vouchers from Pizza Hut worth Rs.1,000 upon spending Rs.50,000 in one calendar quarter using your SBI Card PRIME.
Cardholders can avail vouchers from Pantaloons/Yatra, worth Rs.7,000 on spending Rs.5 lakhs.
Cardholders will get a waiver of renewal fee on spending Rs.3 lakhs on their SBI Card PRIME.
Under the Trident Privilege membership Program, you can enjoy the Trident Privilege Red Tier Membership as a complimentary offer
As a part of the Birthday Benefit program, you can enjoy 20 reward points for spending Rs.100 using the SBI PRIME Card on your special day.

Features of SBI Card PRIME

Cardholders can avail complimentary Club Vistara Silver, Trident Privilege Red Tier membership and Priority Pass program.
Cardholders can avail 4 complimentary visits per year to international lounges (outside India) under the Priority Pass Program (a maximum of 2 visits per quarter).
8 complimentary visits can be availed by you every year to domestic lounges under VISA/MasterCard Lounge Program in India (maximum of 2 visits per quarter).
Enjoy 4 rounds on Green Fees as a complimentary offer.
Avail discount of 50% at several golf courses across India.
Enjoy various perks at 900 luxury hotels across the globe.
Cardholders can earn 10 points per Rs.100 spent on dining, movies, groceries and other departmental stores.
Cardholders can earn 2 points per Rs.100 on all other retail spends.
Air accident insurance cover of Rs.50 lakhs.
Cardholders can avail 1% fuel surcharge waiver across all petrol pumps. This offer is valid for transactions between Rs.500 to Rs.4,000. Maximum waiver that can be availed is of Rs.250 per statement cycle.

Fees and Charges of SBI PRIME Credit Card

Annual Fee	Rs.2,999 per annum
2nd Year Onwards	Rs.2,999 (Waived if annual spends is Rs.3 lakhs or more)
Renewal Fee	Rs.2,999 per annum
Add-on Free	Nil
Finance Charges	Up to 3.35% per month
Interest Credit Period	20 days to 50 days
Cash Advance Limit	80% of credit limit subject to maximum of Rs.15,000 each day
Free credit period	Nil
Cash Advance Fee at SBI ATMs	2.5% of the amount being transacted subject to a minimum of Rs.300
Cash Advance Fee at other bank ATMs	2.5% of the amount being transacted subject to a minimum of Rs.300
Cash Advance Fee at other bank ATMs	3% of the amount being transacted subject to a minimum of Rs.300
Cash Payment Fee	Rs.100
Payment Dishonour Fee	2% of payment amount subject to a minimum amount of Rs.350
Cheque pickup	Rs.90
Cheque Fee	Rs.100
Charge Slip Retrieval	Rs.225 for each slip
Card Replacement Fee	Rs.100
Foreign Currency Transaction	3.5%
Rewards Redemption	Rs.99
Over limit Charges	2.5% of the amount subject to a minimum of Rs.500
Railway tickets via ticket counters	Rs.30 plus 2.5% of the transaction amount
Railway tickets via official online portal	1.8% of the transaction amount plus service charge
Customs Duty Payments	2.25% of the transaction amount

Eligibility of SBI Card PRIME:

The eligibility for procuring an SBI Card PRIME is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria: