How to make Bank of Baroda Credit Card Bill Payment

• Team Antworks

Bank of Baroda offers a huge number of Mastercard charge installment choices to clients, empowering them to perform exchanges with no problems. Clients can pick any technique for installment as per their comfort and pay extraordinary bills according to the due date. The online installment modes accessible to Bank of Baroda clients are Payments through BillDesk, Online Payments, Visa Bill Pay, Insta Pay, Electronic Fund Transfers – NEFT and RTGS installments. Bank of Baroda Visa holders can utilize the accompanying disconnected installment choices – Checks, Auto Debits, Drafts or Cash installments at branches.

Bank of Baroda Credit Card Bill Payment – Online modes:

The following online payment modes can be used by Bank of Baroda credit card customers –

• Payments through BillDesk: Payments through BillDesk can also be done by Bank of Baroda credit card customers. In order to make use of this facility, customers have to hold an online ID, available on the credit card bill. To pay credit card bills, users have to first register with BillDesk, free of cost. BillDesk offers this service only in select cities currently.
• Online payments: Bank of Baroda customers can also make payments by logging into their net banking accounts after registering on the web portal. Customers have to use the username and password issued by the bank to access their accounts and make payments.
• Visa Bill Pay: Visa Bill Pay services offer a very easy and convenient platform to make payments towards any Visa BOB credit card. Customers can make either or one-time payments or set instructions to make scheduled recurring payments towards their bills.
• Insta Pay: Bank of Baroda credit card bills can be quickly repaid using the BOB Cards Insta Pay service provided through net banking. Customers can pay their bills through Insta Pay without even logging into the BOB portal. Users have multiple options to choose from as over 50 banks across India currently participate in this service.   To make a payment, the customer must select Insta Pay, enter the BOB credit card number, enter the verification code, confirm the card holder’s name, enter an amount, mobile number and email address. Then the preferred bank through which the payment has to be paid has to be chosen, Customers have the option of using wither Other Bank Net banking services or Bank of Baroda net banking services. Once the payment transaction has been completed successfully, customers will receive the confirmation receipt. The payment done by the customer will be available in the card account in two working days.
• Electronic Fund Transfers – NEFT: Customers can also make outstanding credit card bill payments through NEFT transfers up to an amount of Rs. 1, 00,000. The details that have to be mentioned while making the transfer are as follows –
  1. IFSC Code – BARB0COLABA
  2. Payee Account Number/ Beneficiary account – 16 digit credit card number
  3. Account Number (From where the payment is being made)
  4. Bank Name – Bank of Baroda
  5. Branch – Colaba
  6. Location – Mumbai
  7. Transaction Type – NEFT
  8. Amount to be paid
• RTGS payments: Bank of Baroda customer can also make RTGS payments towards their credit card bills for an amount up to Rs. 1, 00,000. While performing RTGS transactions customers have to mention the IFSC code – BARB0COLABA and the sixteen-digit credit card number in the beneficiary account field.

Bank of Baroda Credit Card Bill Payment – Offline modes:

The following offline payment modes can be used by Bank of Baroda customers –

• Cash: Payments through cash can be made at any Bank of Baroda branch with the sixteen-digit credit card number being mentioned in the deposit slip. Customers can also receive an acknowledgment from the bank for their payments.
• Cheque: A local cheque can be deposited at any Bank of Baroda branch, with the sixteen-digit credit card number being mentioned in the deposit slip.
• Auto Debit: The Auto debit feature can be used by Bank of Baroda customers to make payments for their outstanding bills from their savings or current accounts. To activate the Electronic Clearing Service, customers have to submit the filled-in Auto Debit form to the nearest Bank of Baroda branch.