HDFC Ergo Two Wheeler Insurance Plan Overview
HDFC Ergo’s two-wheeler insurance policy provides you with assured services, comprehensive coverage, an online policy with competitive pricing. If you are worried about the efforts to buy a bike policy then now you can buy the policy online.
Features of Two Wheeler Insurance Provided by HDFC Ergo:
HDFC Ergo provides cost effective and transparent two-wheeler insurance plan for the two-wheeler vehicle owners. Apart from the coverage against third party liability, the policy provides the shield against accidental damage to the vehicle and personal cover to the tune of Rs 1 Lakh for the owner driver.
There are exclusions added to the policy:
- Loss or damage outside India or during war and nuclear risks
- Failure or mechanical breakdown
- Damage caused while driving without license
- General wear and tear
- Depreciation
- Damage by a person driving under influence of alcohol or drugs
Premium is dependent on factors like IDV, type and age of vehicle, fuel type, place of registration etc.
Compare two wheeler insurance plans with other insurers before you buy the policy at Policybazaar to get best deal on bike insurance policy.
You can also check insurance for the following bike models:
- TVS Star City Plus Insurance
- Honda Activa-i Insurance
- Yamaha YBR 125 Insurance
- Royal Enfield Bullet 350 Twinspark Insurance
- Suzuki Access Insurance
- Kawasaki Z1000 Insurance
HDFC ERGO Two Wheeler Insurance – FAQs
1. How to pay premium? What are the modes of payment available?
HDFC ERGO General Insurance offers three modes for payment of premium
- You can sign a debit mandate at time of signing the policy, thus your premium will be deducted automatically from the bank account
- By cash or cheque collection and
- By direct online payment
2. How can I check policy status for HDFC ERGO two wheeler insurance?
The right way to check the status of the policy is from the corporate website. Login into your website with user ID and password, and right-click on the policy number and get the details of the status of it.
3. What is the policy renewal process for HDFC ERGO two wheeler insurance?
If you have filled an auto debit mandate, the policy will be renewed automatically.
Alternatively, renew the Bike Insurance policy online by logging into e-Portal with valid login details. Pay via debit/credit card or Net banking and print you e-Payment receipt.
4. What is the company’s process to settle claim for HDFC ERGO two wheeler insurance?
The company does not usually take more than 3 days for minor theft or accidents. They claim that they will settle all the cases within 7 days. You will have to submit the documents of proof and the claims form to the officer. Upon satisfactory evaluation, the claims amount will be deposited via NEFT in the policyholder’s bank account.
5. What is the policy cancellation process for HDFC ERGO two wheeler insurance?
Cancellation of the policy is possible any time. You will have to go to the site and order for cancellation. You can also put up a mail. After a short documentation process, the policy will be canceled and you will receive an intimation message.