Feb 25
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HDFC Credit Card Reward Points
How can I earn reward points under the HDFC Rewards Programme?
You can earn points on your credit card by paying for your purchases or bills with the card. Every time you swipe your card, reward points will be credited to your rewards account. Depending on the type of card you hold, you can earn welcome points or welcome miles. On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points. Spending a set amount of money in a year on your credit card will also attract reward points.
| Credit Card | Welcome Points | Reward points | Accelerated Rewards | Validity |
| Platinum Times Card | NA | 3 Reward Points for every Rs. 150 spent | 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday | 2 years |
| Titanium Times Card | NA | 2 Reward Points for every Rs. 150 spent | 5 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday | 2 years |
| JetPrivilege HDFC Bank Diners Club Credit Card | – 30,000 Bonus JPMiles – 15 JetPrivilege Tier points | 8 JPMiles for every Rs. 150 spent | 3X JPMiles on every flight booked on the Jet Airways website | Not specified |
| JetPrivilege HDFC Bank World | 10,000 Bonus JPMiles | 6 JPMiles for every Rs. 150 spent | -18 JPMiles on every flight booked on Jet Airways website -1 JP Tier Point on every 2 lac spends | Not specified |
| Diners Club Black | NA | 5 Reward Points for every Rs. 150 on retail spends | 10 Reward Points for every Rs. 150 spent on retail shopping on the HDFC Bank Diners Club website | 3 years |
| Diners Club Premium | NA | 4 Reward Points for every Rs. 150 spends | 8 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website | 2 years |
| Diners Club Rewardz | NA | 3 Reward Points for every Rs. 150 spends | 6 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website | 2 years |
| Infinia | NA | 10 points for every Rs.150 spent on bookings made on hdfcbankinfinia.myrewardz.com | 2X points on booking flight tickets, hotel stay, movie tickets, mobile and DTH recharge on HDFC Bank Infinia website | 2 years |
| Regalia | NA | 4 Reward Points on every Rs. 150 spent | 8 Reward Points for every 150 spent for: – Bookings on HDFC Bank Regalia website – Spends on Dining (stand-alone restaurants only) – Bookings on Air Vistara website | 2 years |
| Superia | 1000 Reward Points | 3 Reward Points on Rs 150 spent | 4.5 Reward Points on dining spends | 2 years |
| Solitaire | NA | 3 Reward Points on Rs. 150 spent | 4.5 Reward Points on dining spends | 2 years |
| AllMiles | 1000 Reward Points | 3 Reward Points per Rs.150 on retail purchases | NA | 2 years |
| Maruti Suzuki NEXA HDFC Bank AllMiles | 1000 Reward Points | 3 Reward Points per Rs.150 on retail purchases | 6 Reward Points per Rs.150 all spends made on MyNEXA section of Nexa Experience website | 2 years |
| Snapdeal HDFC Bank | 500 Reward Points | -4 Reward Points per Rs.150 on any 1 category of your choice. -2 Reward Points per Rs.150 spent on all purchases | 6 Reward Points per Rs.150 on all spends made on Snapdeal | 2 years |
| Doctor’s Superia | 1000 Reward Points | 3 Reward Points on Rs 150 spent | 4.5 Reward Points on dining spends | 2 years |
| Teacher’s Platinum | NA | 2 Reward Points on Rs. 150 spent | -3X Reward Points on weekend shopping -500 Bonus Reward Points on Teacher’s Day | 2 years |
| World MasterCard | NA | 2 Reward Points on Rs. 150 spent | 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle | 2 years |
| Visa Signature | NA | 2 Reward Points on Rs. 150 spent | 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle | 2 years |
| Platinum Plus | NA | 2 Reward Points on Rs. 150 spent. | 3 Reward Points for every Rs. 150 spent above Rs. 50,000 per statement cycle | 2 years |
| Business MoneyBack | NA | 2 Reward Points on Rs 150 spent | 3X Reward Points on business related spends | 2 years |
| Business Regalia | NA | 4 Reward Points on every Rs. 150 spent | 8 Reward Points for every 150 spent for: – Bookings on HDFC Bank Regalia website – Spends on Dining (stand-alone restaurants only) – Bookings on Air Vistara website | 2 years |
| Corporate Platinum | NA | 2 Reward Points for every Rs. 150 spends | NA | 2 years |
| Corporate Card | NA | 2 reward points for every Rs. 150 spent on your card | 2x reward points for spends on air, travel, hotel, restaurants and utility spends | 2 years |
| Platinum Edge | NA | 2 Reward Points for every Rs. 150 spends | 3 Reward Points for every Rs. 150 spends on dining | 2 years |
| Titanium Edge | NA | 2 Reward Points for every Rs. 150 spends | 3 Reward Points for every Rs. 150 spends on dining | 2 years |
| MoneyBack | NA | 2 Reward Points for every Rs. 150 spends | 3X Reward Points on online spends. | 2 years |
How to redeem HDFC Credit Card reward points?
To redeem your HDFC Reward Points, you need to have accumulated at least 500 points.
HDFC Bank provides multiple ways of redemption for reward points. Credit cardholders can redeem their points according to their convenience using any of the 4 methods offered.
- Online:
- Login to your net banking account on the HDFC Bank website: http://www.hdfcbank.com.
- Click on “Credit Cards”.
- If you haven’t already registered your credit card, you will need to do this. Click on “register new card” which can be found on the side navigation bar.
- After you have registered your card, click on “Redeem Reward Points”.
- Select your credit card and click on “Continue”.
- You will be directed to the online redemption portal where you can click on “Redeem Reward Points”.
- Select the “Points Range” and your “Item Category”.
- Choose the items you like and add them to your Shopping Cart.
- Once you have finished shopping, click on “View Shopping Cart”.
- On the Shopping Cart page, you can edit your items and the quantity.
- Read the Terms and Conditions and check the box to confirm you have read it and accept it.
- Your contact details and address will be displayed, and the items will be delivered to this address.
- Click on “Redeem” to complete the process. A Redemption Order Number will be displayed, please note it down.
- In case you find any discrepancies, don’t proceed with the redemption and instead call the customer care service.
- Customer Service: Call the HDFC Credit Card Customer Care lines to redeem your points. The representative will walk you through the process and options for redemption.
- Through Post: Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards.
- Points + Pay (FasTrac Items)You can redeem your points as a discount on products you can buy from the Rewards Catalogue. Use the points to pay for a part of the purchase and the balance will be charged to your credit card. This option can be used only on a select product range available in the Rewards Catalogue. You can redeem your points only through the Redemption Form.
Reward Points Redemption Conversion:
- CashBack: The option of cashback is available only on select cards. Given below is a list of the credit cards that qualify for cash back and the conversion rate for each point earned.
Credit Card Reward points Cashback Titanium Edge 1 point 0.25 paisa Platinum Edge 1 point 0.40 paisa Money Back 1 point 0.40 paisa Solitaire 1 point 0.40 paisa Business Money Back 1 point 0.40 paisa - Airmiles: Jet Airways:
Credit Card Reward Points Miles Earned Silver, Gold, Titanium, Titanium Edge, Times Titanium 470 points 100 JPMiles Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 250 points 100 JPMiles Signature, World, Corporate Signature, Corporate World 230 points 100 JPMiles Solitaire Premium 200 points 100 JPMiles Diners Premium, Diners Black, Infinia 100 100 JPMiles Platinum Edge, Doctor’s Platinum, Superia, Doctor’s Superia, All Miles, Diners Rewards 140 points 100 JPMiles Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 JPMiles Air India:
Credit Card Reward Points Miles Earned Silver, Gold, Titanium, Titanium Edge, Times Titanium 420 points 100 Air Miles Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 230 points 100 Air Miles Signature, World, Corporate Signature, Corporate World 220 points 100 Air Miles Solitaire Premium 200 points 100 Air Miles Diners Premium, Diners Black, Infinia 100 100 Air Miles Platinum Edge, Doctor’s Platinum, Superia, Doctor’s Superia, All Miles, Diners Rewards 140 points 100 Air Miles Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 Air Miles Kris Flyer:
Credit Card Reward Points Miles Earned Diners Black 100 points 100 KrisFlyer Miles Diners Premium 130 points 100 KrisFlyer Miles Superia 1.4 points 1 KrisFlyer Mile Doctor’s Superia 1.4 points 1 KrisFlyer Mile Regalia 1.3 points 1 KrisFlyer Mile Business Regalia 1.3 points 1 KrisFlyer Mile Corporate Card (Premium) 1.3 points 1 KrisFlyer Mile Corporate Airmiles Redemption:
For HDFC Corporate Credit Cards, the redemption rates are different. It will take a period of 7 to 10 days for the airline to confirm the conversion to air miles. For the e-vouchers, you will need to call the respective airline for bookings.
Airline Reward Points Miles Earned Jet Airways 3 points 1 JPMile Air India 3 points 1 Air Mile KrisFlyer 3 points 1 KrisFlyer Mile Indigo 2000 points Rs. 500 e-voucher Diners Club Air Miles:
For Diners Club Credit Cardholders, the redemption rates are given below. It will take up to 14 working days for confirmation of the Air Miles or Room Miles. Rs. 75 will be charged for handling fees.
Category Partner Diners Club Premium Diners Club Black Rewards Programme Reward points Miles Earned Reward points Miles Earned Airlines Jet Airways 1 point 1 JPMile 1 point 1 JPMile JetPrivilege Air India 1 point 1 Air Mile 1 point 1 Air Mile Flying Returns Virgin Atlantic 1.3 points 1 Air Mile 1 point 1 Air Mile Virgin Atlantic Airways Flying Club Air Canada 1.3 points 1 Air Mile 1 point 1 Air Mile Aeroplane American Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Advantage Delta Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Skymiles Singapore Airlines 1.3 points 1 Air Mile 1 point 1 Air Mile Kris Flyer Frontier Airlines 1.25 points 1 Air Mile 1 point 1 Air Mile Early Returns SAS 1.1 points 1 Air Mile 1 point 1 Air Mile Voyager Southwest Airlines 1.1 points 1 Air Mile 1 point 1 Air Mile Southwest Airlines Rapid Rewards Hotels Hyatt 1.6 points 1 Mile 1 point 1 Mile Gold Passport Marriott 1 points 1 Mile 1 point 1 Mile Rewards
