Jul 13
0

Hdfc Bank FD Rates

Tenure Interest Rates for Regular Deposit Interest Rates for Senior Citizen
7 days to 14 days 3.50% 4.00%
15 days to 29 days 4.25% 4.75%
30 days to 45 days 5.50% 6.00%
46 days to 6 months 5.75% 6.25%
6 months 1 day to 9 months 15 days 6.00% 6.50%
9 months 16 days to 364 days 6.25% 6.75%
1 year 6.75% 7.25%
1 year 1 day to 1 year 3 days 6.75% 7.25%
1 year 4 days to 2 years 6.25% 6.75%
2 years 1 day to 10 years 6.00% 6.50%
Investment Amount Minimum – Rs.5000 Maximum- No Maximum Limit
Tenure Minimum – 7 daysMaximum- 10 Years
Invest and Save Tax HDFC Bank offers tax-saver deposits along with FDs that come with the seep-in facility
Say Bye Bye to Paperwork No paperwork is required to open an account. Just visit the website of HDFC Bank and complete the formalities

Hdfc Bank FD Interest Rates

Headquartered in Mumbai, HDFC Bank is an Indian financial service and banking company. It is touted as the second-largest private sector lender on the basis of assets. HDFC Bank fixed deposit, current deposit and savings account are the services provided to enable customers increase their investments in a short time or a specific time.

It should be noted that HDFC Bank fd rates are subject to changes from time time, depending upon the bank’s terms and conditions. Only the interest rate on fd in HDFC Bank are paid on the basis of the rates that are provided on the company website. The HDFC Bank fixed deposit scheme is particularly designed for customers to help them enjoy extra money in a specific time period on the investment they make in the fixed deposit account.

Being a market leader in e-commerce, HDFC Bank offers a range of digital services such as SME Bank, Chillr, payZapp, watch banking, e-payment getaways, two-wheeler loans, digital wallet, etc. Having fixed deposit in HDFC Bank is great since you warn money by means of compounding interest, which is either paid quarterly or monthly or yearly. The bank has distribution network of 4,715 and ATMs of 12,260 across several cities and towns, thus enabling customers enjoy services of HDFC.

HDFC Bank Fixed Deposit Rates

It is advisable to reconfirm the FD Rates from the bank before making any decision on basis of data provided below.

For Domestic Deposits – Less than Rs. 1 cr (last revised on Aug 02, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Less than Rs. 1 cr 3.5 4
15 days to 29 days Less than Rs. 1 cr 4.25 4.75
30 days to 45 days Less than Rs. 1 cr 5.5 6
46 days to 60 days Less than Rs. 1 cr 5.75 6.25
61 days to 90 days Less than Rs. 1 cr 5.75 6.25
91 days to less than 6 months Less than Rs. 1 cr 5.75 6.25
6 months 1 day to 6 months 3 days Less than Rs. 1 cr 6 6.5
6 months 4 days Less than Rs. 1 cr 6 6.5
6 months 5 days to 9 months Less than Rs. 1 cr 6 6.5
9 mnths 1 day 9 months 3 days Less than Rs. 1 cr 6 6.5
9 mnths 4 days Less than Rs. 1 cr 6 6.5
9 months 5 days – 9 months 15 days Less than Rs. 1 cr 6 6.5
9 months 16 days Less than Rs. 1 cr 6.25 6.75
9 mnths 17 day- less 1 Year Less than Rs. 1 cr 6.25 6.75
1 Year Less than Rs. 1 cr 6.8 7.3
1 year 1 day – 1 year 3 days Less than Rs. 1 cr 6.8 7.3
1 year 4 days Less than Rs. 1 cr 6.25 6.75
1 year 5 days – 1 Year 15 Days Less than Rs. 1 cr 6.25 6.75
1 Year 16 days Less than Rs. 1 cr 6.25 6.75
1 year 17 days – 2 Years Less than Rs. 1 cr 6.25 6.75
2 years 1day – 2 Years 15 days Less than Rs. 1 cr 6 6.5
2 Years 16 days Less than Rs. 1 cr 6 6.5
2 years 17 days – 3 Years Less than Rs. 1 cr 6 6.5
3 years 1days – 5 years Less than Rs. 1 cr 6 6.5
5 years 1days – 8 years Less than Rs. 1 cr 6 6.5
8 years 1 day-10 years Less than Rs. 1 cr 6 6.5

 

For Domestic Deposits – Rs. 1 cr to up to 5 crs (last revised on Aug 02, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Rs. 1 cr to up to 5 crs 4.25 4.75
15 days to 29 days Rs. 1 cr to up to 5 crs 4.25 4.75
30 days to 45 days Rs. 1 cr to up to 5 crs 4.25 4.75
46 days to 60 days Rs. 1 cr to up to 5 crs 6 6.5
61 days to 90 days Rs. 1 cr to up to 5 crs 6 6.5
91 days to less than 6 months Rs. 1 cr to up to 5 crs 5.25 5.75
6 months 1 day to 6 months 3 days Rs. 1 cr to up to 5 crs 5.25 5.75
6 months 4 days Rs. 1 cr to up to 5 crs 6.25 6.75
6 months 5 days to 9 months Rs. 1 cr to up to 5 crs 5.25 5.75
9 mnths 1 day 9 months 3 days Rs. 1 cr to up to 5 crs 5.25 5.75
9 mnths 4 days Rs. 1 cr to up to 5 crs 6.25 6.75
9 months 5 days – 9 months 15 days Rs. 1 cr to up to 5 crs 5.25 5.75
9 months 16 days Rs. 1 cr to up to 5 crs 5.25 5.75
9 mnths 17 day- less 1 Year Rs. 1 cr to up to 5 crs 5.25 5.75
1 Year Rs. 1 cr to up to 5 crs 4.9 5.4
1 year 1 day – 1 year 3 days Rs. 1 cr to up to 5 crs 4.9 5.4
1 year 4 days Rs. 1 cr to up to 5 crs 6.5 7
1 year 5 days – 1 Year 15 Days Rs. 1 cr to up to 5 crs 5 5.5
1 Year 16 days Rs. 1 cr to up to 5 crs 5 5.5
1 year 17 days – 2 Years Rs. 1 cr to up to 5 crs 5 5.5
2 years 1day – 2 Years 15 days Rs. 1 cr to up to 5 crs 4.85 5.35
2 Years 16 days Rs. 1 cr to up to 5 crs 4.85 5.35
2 years 17 days – 3 Years Rs. 1 cr to up to 5 crs 4.85 5.35
3 years 1days – 5 years Rs. 1 cr to up to 5 crs 4.85 5.35
5 years 1days – 8 years Rs. 1 cr to up to 5 crs 4.85 5.35
8 years 1 day-10 years Rs. 1 cr to up to 5 crs 4.85 5.35

 

Tax Saver FD (Max Deposit – 1 LPA)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
HDFC Bank Tax Saver Deposits – 5 years Upto Rs. 1 lakh 6 6.5

 

Tax Implications

  1. The amount invested in Fixed Deposit with a tenure of 5 years with HDFC Bank is eligible for tax deduction under IT section 80C, whereas the interest earned on the investment is taxable.
  2. The applicable tax will be deducted at source, i.e. HDFC Bank, in case the annual interest earned crosses Rs. 10,000.

 

For NRO Fixed Deposit – Less than Rs. 1 cr (last revised on Aug 02, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Less than Rs. 1 cr 3.5
15 days to 29 days Less than Rs. 1 cr 4.25
30 days to 45 days Less than Rs. 1 cr 5.5
46 days to 60 days Less than Rs. 1 cr 5.75
61 days to 90 days Less than Rs. 1 cr 5.75
91 days to less than 6 months Less than Rs. 1 cr 5.75
6 months 1 day to 6 months 3 days Less than Rs. 1 cr 6
6 months 4 days Less than Rs. 1 cr 6
6 months 5 days to 9 months Less than Rs. 1 cr 6
9 mnths 1 day 9 months 3 days Less than Rs. 1 cr 6
9 mnths 4 days Less than Rs. 1 cr 6
9 months 5 days – 9 months 15 days Less than Rs. 1 cr 6
9 months 16 days Less than Rs. 1 cr 6.25
9 mnths 17 day- less 1 Year Less than Rs. 1 cr 6.25
1 Year Less than Rs. 1 cr 6.8
1 year 1 day – 1 year 3 days Less than Rs. 1 cr 6.8
1 year 4 days Less than Rs. 1 cr 6.25
1 year 5 days – 1 Year 15 Days Less than Rs. 1 cr 6.25
1 Year 16 days Less than Rs. 1 cr 6.25
1 year 17 days – 2 Years Less than Rs. 1 cr 6.25
2 years 1day – 2 Years 15 days Less than Rs. 1 cr 6
2 Years 16 days Less than Rs. 1 cr 6
2 years 17 days – 3 Years Less than Rs. 1 cr 6
3 years 1days – 5 years Less than Rs. 1 cr 6
5 years 1days – 8 years Less than Rs. 1 cr 6
8 years 1 day-10 years Less than Rs. 1 cr 6

 

For NRO Fixed Deposit – Rs. 1 cr to up to 5 crs (last revised on Aug 02, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Rs. 1 cr to up to 5 crs 4.25
15 days to 29 days Rs. 1 cr to up to 5 crs 4.25
30 days to 45 days Rs. 1 cr to up to 5 crs 4.25
46 days to 60 days Rs. 1 cr to up to 5 crs 6
61 days to 90 days Rs. 1 cr to up to 5 crs 6
91 days to less than 6 months Rs. 1 cr to up to 5 crs 5.25
6 months 1 day to 6 months 3 days Rs. 1 cr to up to 5 crs 5.25
6 months 4 days Rs. 1 cr to up to 5 crs 6.25
6 months 5 days to 9 months Rs. 1 cr to up to 5 crs 5.25
9 mnths 1 day 9 months 3 days Rs. 1 cr to up to 5 crs 5.25
9 mnths 4 days Rs. 1 cr to up to 5 crs 6.25
9 months 5 days – 9 months 15 days Rs. 1 cr to up to 5 crs 5.25
9 months 16 days Rs. 1 cr to up to 5 crs 5.25
9 mnths 17 day- less 1 Year Rs. 1 cr to up to 5 crs 5.25
1 Year Rs. 1 cr to up to 5 crs 4.9
1 year 1 day – 1 year 3 days Rs. 1 cr to up to 5 crs 4.9
1 year 4 days Rs. 1 cr to up to 5 crs 6.5
1 year 5 days – 1 Year 15 Days Rs. 1 cr to up to 5 crs 5
1 Year 16 days Rs. 1 cr to up to 5 crs 5
1 year 17 days – 2 Years Rs. 1 cr to up to 5 crs 5
2 years 1day – 2 Years 15 days Rs. 1 cr to up to 5 crs 4.85
2 Years 16 days Rs. 1 cr to up to 5 crs 4.85
2 years 17 days – 3 Years Rs. 1 cr to up to 5 crs 4.85
3 years 1days – 5 years Rs. 1 cr to up to 5 crs 4.85
5 years 1days – 8 years Rs. 1 cr to up to 5 crs 4.85
8 years 1 day-10 years Rs. 1 cr to up to 5 crs 4.85

Get in Touch with an Expert

    Categories

    Copyrights © 2017 - 2024 All Rights Reserved.