If you are in search of a credit card that offers travel, lifestyle, golf and other benefits, then you should apply for an HDFC Bank Diners Club Black Credit Card. The card has an amazing rewards program and it also offers insurance protection to all the cardholders.
Type of Fees and Charges | Amount |
The membership fee for the first year | Rs.10,000 plus tax |
The membership fee for card renewal | Rs.5,000 plus tax |
Add-on Cards | Up to 3 cards free for lifetime |
Interest-free period | 20 to 50 days |
Mark Up on Foreign Currency | 2% |
Interest Rate on revolving credit | 1.99% |
Cash Advance Limit | 40% of credit limit |
Cash Advance fee on transactions | 2.5% (Minimum Rs.300) |
Finance Charge on Cash Advance | 1.99% per month |
Late Payment Charges | If outstanding balance is less than Rs.100, then nothing will be charged. |
If outstanding balance ranges from Rs.100 to Rs.500, then Rs.100 will be charged. | |
If outstanding balance ranges from Rs.501 to Rs.5,000, then Rs.400 will be charged. | |
If outstanding balance ranges from Rs.5,001 to Rs.10,000, then Rs.500 will be charged. | |
If outstanding balance ranges from Rs.10,001 to Rs.20,000, then Rs.700 will be charged. | |
If outstanding balance is Rs.20,001 or more, then Rs.700 will be charged. | |
Overlimit charge | 2.5% of the overlimit amount (Minimum Rs.500) |
Minimum Repayment Amount | 5% (Minimum Rs.200) |
Payment return fee | 2% of the payment amount (Minimum Rs.450) |
Fee for processing cash | Rs.100 |
Fee for Balance Transfer | 2% of the amount (Minimum Rs.250) |
Fee for purchasing railway ticket | Rs.30 plus 2.5% of the transacted amount |
Maximum fuel surcharge waiver | Rs.1,000 per billing cycle |
Fee for reissuing lost/damaged/stolen card | Rs.100 |
Cheque processing fee | Rs.25, if the value of cheque is up to Rs.5,000.Rs.50 if the value of cheque is more than Rs.5,000 |
Charge slip retrieval fee | Rs.125 for each charge slip |
Swachh Bharat Cess, Service Tax, and Krishi Kalyan Tax will be applicable on all the fees and charges.
The above-mentioned rates/fees & charges may be changed at the discretion of the bank.
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