If a salaried person wants to avail a credit card for themselves, they have to meet the necessary limits standardized by the bank while the students can apply for a credit card if they satisfy the bank’s eligibility criteria.
Hdfc Credit Card Eligibility Criteria For Salaried Employees
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- The age of the applicant should be above 21 years and below 60 years
- The applicant must be an Indian citizen
- The minimum salary per year should be Rs.1.5 lakh
- The applicant should have a CIBIL score of 750 and above
- The applicant must be able to provide identity proof and address proof along with the name of the employer, company address proof, years of association with the current company, salary slips of past three months, bank account validating salary credit of at least the past three months
Hdfc Credit Card Eligibility Criteria For Students
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- The legal age of the applicant has to be above 18 years
- The applicant should be a college or university student
- The individual should have a savings account or fixed deposit account in their name
- The applicant must be able to furnish proof of education like college enrolment proof, student identification card issued by respective college along with age proof, proof of address, PAN card etc.
HDFC Bank Credit Card Eligibility Factors
Age Criteria to Apply for HDFC Credit Card
HDFC Bank accepts credit card applications from salaried individuals who are in the age group of 21-60 years. If the individual is self-employed, he/she needs to be in the age group of 21-65 years.
Minimum Monthly Income to Apply for Axis Bank Credit Card
The applicant needs to have a monthly income to Rs.18,000 or above to qualify for a credit card from HDFC Bank.
Credit Card Application Process for Existing Customers
Additionally, if you are already an HDFC Bank customer, you can save a significant amount of time by using your existing account details. For customer who has the credentials for the HDFC NetBanking services. They can visit the HDFC Bank’s website, enter their customer ID, mobile number, and verify their request through an OTP. Once the details are submitted, a representative from the HDFC Bank’s Credit Card division will get in touch with the applicant.
Credit Card Application Process for New Customers
If you do not hold an account with HDFC Bank, the following details will be required for the application:
- Mobile Number
- Name
- Gender
- Date of Birth
- Type of Residence
- Name of the City
- Total years in the residence
- Employment Type
The HDFC Bank’s website provides an excellent feature for applicants to filter through various types of cards. The filter options lets you choose the type of credit card based on categories, features, benefits, etc.
You Can Refine Your Search With The Following Options:
| Categories | Card Features | Others |
| Super Premium | Welcome Benefit | Reward Point redemption across Multiple airlines |
| Co-Brand | Renewal Benefit | Annual Fee/Renewal Fee |
| Professional | Reward Points | Spend based Annual & Renewal fee reversal |
| Premium Travel | Accelerated Reward Points | Fuel Surcharge waiver |
| Premium Women | Unique Benefit | Priority pass |
| Premium | Weekend Bonanza | Taj Epicure Membership |
| Regular | Teacher’s Day Special | Comprehensive Insurance coverage |
| Commercial | Great Offers on Movie and Dining | Reward Point redemption across Multiple Restaurants |
| CashBack | Reward Points | Reward Points |
The credit cards from HDFC Bank are universally accepted and enables you to carry out cashless transactions across the world. From making small bill payments to a taking a loan, credit cards can provide you with a host of benefits. Depending on your card, you can redeem the applicable benefits from the bank’s website. Additionally, credit cards can also help you build your credit score that can you help you when you need a home loan, auto loan, etc.