eBay is a leading American e-commerce company that offers a platform to individuals for buying and selling products. It has its headquarters in San Jose, California. The international website extends its services in India as well, through eBay.in. It has partnered with several Indian Banks such as Kotak Mahindra, HDFC, Citibank, ICICI Bank, etc., to offer great discounts, cashbacks and other such benefits to their credit card or debit card holders.
Kotak Mahindra Credit Card Offers On Ebay
Kotak Mahindra credit cardholders can avail ‘Dream Big’ EMI facility, which allows the cardholders to convert their purchases on ebay.in to easy monthly installments at no processing fee. The offer is valid till 31 December 2018.
How To Avail ‘Dream Big’ Emi Offer On Ebay?
- Visit www.ebay.in
- Select your product and proceed to payment.
- On the payment page, choose ‘Pay by EMI’ option
- From the list of options, select an EMI Plan
- From ‘Select your Credit Card’ option, choose ‘Kotak Mahindra Bank’
Terms And Conditions Of ‘dream Big’ Emi Offer On Ebay
- All Kotak Mahindra Bank credit cardholders can purchase products from ebay on EMI facility. However, a few credit cards including Kotak Best Price Card, Kotak Corporate Card and Kotak Travel Card are not eligible for the offer
- Only one product should be purchased to avail the offer. Multiple products cannot be clubbed and converted into EMI
- The available EMI tenures include 3, 6, 9 and 12 months
- The EMI conversion does not attract any processing fee or foreclosure fee
- For 3 and 6 months tenures, an interest rate of 12% per annum will be charged, while the 9 and 12 months tenures attract an interest rate of 14% p.a. on the product price
- The offer is valid on purchases made before 31 December 2018
Ebay’s ‘paisapay Emi’ Offer On Icici Bank, Hdfc Bank And Citibank Credit Cards
Ebay is offering ‘PaisaPay EMI’ offer on select products purchased using ICICI Bank, HDFC Bank or Citibank credit cards. The offer allows the credit cardholders to convert their ebay purchases into easy instalments. The category of products eligible for the EMI offer include mobiles, digicams, handycams, iPod and MP3 players, laptops and computers, jewellery, LCD TVs, and data storage devices.
How To Avail Ebay Emi Offer?
To avail ebay EMI offer, you must be a registered ebay user and hold any one of the three credit cards including ICICI Bank, HDFC Bank or Citibank credit card.
- Visit ebay.in
- Login to your account
- Select a product from any one of the above listed categories
- Select ‘EMI’ as your preferred mode of payment
- Choose between 3 or 6 months tenure
- Make payment using your credit card
Terms And Conditions Of Ebay’s Emi Facility
- The EMI payment option allows you to pay the transaction amount and the applicable interest rate and additional convenience fees in equated monthly instalments (EMIs)
- Only two EMI tenures are available – 3 months and 6 months
- For ICICI bank credit cardholders the interest rate is 13% and the minimum transaction amount in Rs.1,500
- For HDFC bank credit cardholders the interest rate is 12% and the minimum transaction amount in Rs.3,000
- For Citibank credit cardholders the interest rate is 12% and the minimum transaction amount in Rs.2,500
- The interest would be charged by the respective bank on the transaction amount equated in your EMIs and would reflect in the monthly credit card statement
- The credit card limit will be blocked for the entire purchase amount. As and when a monthly instalment is paid the limit will be released accordingly
- The EMI facility is not available on cash on delivery (COD) orders
- Gold and jewellery purchases are not eligible for EMI conversions