Feb 9
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How to Download and use the UPI App ?

How To Download And Use The UPI App ?

How To Download The UPI App

The UPI application is accessible crosswise over banks and each bank offers its own particular application. You can utilize any of these applications to make a virtual deliver or extraordinary ID to exchange stores. All you require is an Android or Apple cell phone and web information association on that telephone. Note that a few banks have consolidated UPI into their current application. On the off chance that you have an application for your bank, check on the off chance that you can refresh the application to incorporate UPI. Haven’t got a bank application? At that point, you can download the UPI application offered by any of the banks from the Google Play Store or Apple App Store. At the exhibit, there are around 20 UPI applications accessible on both Google Play and Apple App Stores.

You can download the UPI application from one bank and associate your other ledger to it. For instance, you can download ICICI Bank’s UPI app and connection your Union financial balance to it. Before picking a UPI application, address individuals who are now utilizing one to see how great the interface is. The smoother the interface, the better your exchange involvement. On the off chance that you think this is excessively specialized, have a go at utilizing the BHIM application.

How To Connect Your Bank Account?

You can connect many bank accounts to one unique ID or virtual address. However, in case you are using BHIM, you might be able to connect only one bank account. The first time you connect your bank account to your UPI app you will need to use your Debit Card. Once you enter your bank details, you will get a One Time Password (OTP) on your registered mobile. Once the OTP is entered, you will receive your unique ID and you can start transacting. You will also have to set a passcode to open the app.

How Does It Work?

Your UPI app is not a mobile banking app or wallet. So, you don’t have to load money into it. You just need to link your bank account to it. UPI just facilitates the use of your bank account to transfer funds and pay bills. The process of transferring money and paying bills might differ from one UPI app to another.

Here are the general steps for transferring funds using the UPI app.

  • Open your UPI app using your passcode
  • Choose Funds Transfer or Send Money

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