Feb 17
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CitiBank Credit Cards

Citibank began its keeping money activities once again a century back in 1902. Presently, Citibank is a critical market player and outside speculator in the Indian money related market. Citibank has an operational nearness of more than 45 branches in 28 urban communities. The bank serves to the saving money needs of a tip top customers by offering administrations in individual fund, venture keeping money and resource administration. Citibank’s far reaching Visa portfolio has cards under movement, shopping, fuel and way of life classes. With innumerable advantages going with each card, Citibank’s Visa will likewise remunerate you liberally with each spend.

Products Offered by Citibank India:

Citibank India offers an extensive variety of buyer, retail and corporate keeping money items and administrations. Items cover each section of the general public, appropriate from salaried class, developing well-to-do, the rich and all the High-Net-Worth people.

Aside from the general records like Savings Accounts, Current Accounts, Salary Accounts, and so on., the bank has been a noteworthy player in the Credit Card segment with around 2.3 million Visas in compel.

Further, the bank offers a few kinds of credits like home advances, individual advances, auto advances et cetera too.

Why Choose Citibank Credit Cards:

Citibank Credit Cards come with countless benefits like attractive reward schemes, international recognition and wide acceptance. There is one credit card to meet every lifestyle need of the customer, be it travel or shopping.

    • Insurance Benefits with Credit Cards

Many Citibank credit cards come with insurance benefits including travel accident coverage, lost luggage insurance and health insurance.

    • Exclusive Reward Points Scheme

With Citibank Rewards, you will be able to earn reward points at an accelerated rate and redeem it against exclusive vouchers, special deals and merchandise.

    • Variety of Credit Cards

There’s one Citibank card for everyone – with a wide range of specially crafted cards, you will be able to easily find the card which is best suited for your lifestyle needs.

 Apply for Citibank Credit Card

It would not be an exaggeration to state that Mastercards have reformed the money related world today. These little plastic cards have had and keep on having a huge effect on the economy today. Aside from being key apparatuses of spending, charge cards are likewise used to decide a person’s reliability and budgetary conduct too. An enormous number of people overall utilize Visas today because of the comfort advertised. This budgetary instrument was first presented in the 1950s and is exceptionally prominent today. This is because of the quantity of advantages gave by charge cards. Aside from utilizing it to buy products and ventures, utilizing Visas can likewise bring about the individual profiting certain prizes, for example, AirMiles, remunerate focuses and rebates on shopping and feasting at accomplice shippers.

Benefits and Features of a Citibank Credit Card

Mastercard remunerate focuses can be reclaimed for certain different blessings from the organization’s list. AirMiles and section to different air terminal parlors can likewise be profited by people. Cardholders can likewise utilize their charge card to pay service charges and in addition pull back cash, which is however not prudent. Not at all like charge cards, when clients utilize Visas, reserves are not pulled back from their own particular record but rather are given on a credit. Basically, Visas are like little advances that can be secured each time they swipe their card. Consequently, cardholders should reimburse the same as month to month bills.

Clients have the alternative to fork over the required funds which is prescribed or pay as much as they can. Moreover, clients can likewise simply pay the base sum due and pay the rest at a later date. Nonetheless, on the off chance that cardholders don’t pony up all required funds, intrigue will be pertinent on the rest of the sum. In this manner, with each ensuing installment clients will wind up paying more because of intrigue. In the event that installment is as yet not set aside a few minutes, they will wind up paying a gigantic bill which will make a gouge in their funds. In this manner clients need to guarantee that they utilize their charge cards wisely.

For the above reason, Visas are not gave to everything except rather just the individuals who meet a specific qualification criteria. This is normally subject to the person’s salary, age, area and FICO assessment among others. Various banks and establishments today give Visas to clients.

Apply for Citibank Credit Card Online

Founded in 1812 in New York, Citibank has since gone on to become one of the top banks in the world. This bank is the consumer division of Citigroup, a financial services multinational company. As part of its banking portfolio, Citibank provides customers with a plethora of products and services, tailored to cater to every customer’s individual need and requirement.

Some of the products and services offered include debit cards, loans and credit cards. A number of credit cards are provided by Citibank and can be chosen by the applicant based on his/her needs and requirements.

Customers can apply for Citibank credit cards either online or offline.

Citibank Website

In order to apply online, customers will have to visit the official website of Citibank and choose the option ‘Credit Card’ from the menu on top of the homepage. Once this option is selected, a drop-down menu will appear wherein customers can either view all the credit cards available, or apply for one by selecting the ‘Apply for a Credit Card’ option. This option can be selected once individuals know which card they wish to procure. Applicants will then be redirected to another page wherein they will have to fill in the application form with the required details such as their professional details, personal details and so on. A representative from Citibank will get back to the customer once the application has been sent.

Additionally, customers can also send an email to Citibank in case of further queries.

 

Apply for Citibank Credit Card Offline

Customers can also apply for a Citibank credit card offline. Applicants will have to visit the nearest branch of Citibank and ask to apply for a credit card. They will have to fill up the required application form with all necessary details such as their income, personal information and so on. In case they meet the required eligibility criteria, the application will be taken forward.

Additionally, customers can also contact the Citibank customer care number at 1860 210 2484 at any given point of time as it is available 24/7.

 

Citibank Credit Card Eligibility and Documentation:

Citibank Credit Cards Eligibility Criteria

  • The applicant should be between 18 to 70 years of age.
  • He must have a commendable CIBIL score.
  • The applicant must have a fixed monthly income.
  • Should be a resident of India.

The income requirement varies depending on the card. Also, certain credit cards have special criterion. Do enquire with Citibank before proceeding with the application.

Citibank Credit Card Documentation Requirements:

The following documents will have to be submitted while applying for a Citibank Credit Card.

  • One passport size colour photograph
  • Address proof like ration card, electricity bill
  • Photo Identity proof like voter ID, driving licence.
  • Sign on a consent form.

Citibank Travel Credit Card

 

  • Citibank PremierMiles Credit Card

 

Citibank PremierMiles Credit Card

This card is specially crafted to suit the travel needs of a person who is a frequent air travelers by offering Air Miles and travel insurance cover.

Features & Benefits of Citibank PremierMiles Credit Card

  • Specially designed for the frequent flyers, PremierMiles card comes with Air Mile points for every travel booked using the card.
  • Air Miles can be redeemed across 100 domestic and international airlines.
  • Cardholders stand to get 10 Miles for every Rs.100 spent on airline transactions. 3000 Miles are awarded upon card renewal.
  • PremierMiles card also offers complimentary access to premium airport lounges across India.
  • Other features that come with the card include travel insurance coverage, loan on credit card and exclusive travel & dining deals.

Citibank Shopping Credit Cards

  1. Citibank Rewards Card
  2. Citibank Rewards Domestic credit Card
  3. Citibank Cash back Credit Card
  4. First Citizen Citibank Titanium Credit Card
  5. Citibank Platinum Credit Card

Citibank Rewards Card

Citibank Rewards Card will let you earn even when spending, with exclusive benefits and privileges that comes with it.

Features & Benefits of Citibank Rewards Credit Card

  • Citibank Rewards credit card lets you earn reward points faster and the reward points can be used to claim exclusive travel deals, premium merchandise and other offers.
  • Cardholders stand to earn 10 reward points for every Rs.125 billed to the card at any of the merchant partner stores.
  • As welcome rewards, cardholders are offered 1500 bonus points and 100 bonus points for the first Rs.1000 billed to the card.
  • Bonus points do not expire and can be redeemed against attractive options including holidays, air miles, cash back offers and premium merchandise.
  • Personal concierge services, dining & shopping privileges and EMI privileges are the other benefits that come with this card.

Citibank Rewards Domestic credit Card

This card is specially designed for the Indian shopper to offer the best deals and benefits while spending across the country.

Features & Benefits of Citibank Rewards Domestic credit Card

  • With Citibank Rewards Domestic credit card, customers can get the best deals in India including up to 20% savings at restaurants and other retail outlets.
  • With the flexible redemption program and points that do not have an expiry date, cardholders can enjoy attractive redeeming options like holidays and premium merchandise.
  • When Rs.30000 or more is billed to the card in a year, no annual fee is charged for the card.
  • All purchases made using the Rewards Domestic card can be converted to easy instalment plans with flexible tenures and low interest rates.
  • Reward points can be instantly redeemed at over 600 partner stores including Shoppers Stop, Westside, Landmark and Reliance outlets across India.

Citibank Cash back Credit Card

Make your everyday purchases naturally rewarding with this card that offers you cash back on essential spends and discounts across restaurants.

Features & Benefits of Citibank Cash back Credit Card

  • With Citibank Cash back card, customers can get cash back offers and other exclusive rewards on their everyday spends on essential and non-essential items.
  • Cardholders stand to get 5% cash back on movie ticket purchases, telephone bill payments and utility bill payments.
  • All the cash back is automatically credited and redeemed in multiples of Rs.500.
  • Also, you can get up to 20% savings across 2000 restaurants like Pizza Hut and Costa Coffee with Citibank credit cards.
  • Other value-added services on the card are instant loans, EMI option on spends above Rs.2500 and attractive balance transfer options.

First Citizen Citibank Titanium Credit Card

With accelerated reward scheme for First Citizen points, cardholders will be able to grab the best offers and deals in retail shops and wellness centres across India.

Features & Benefits of First Citizen Citibank Titanium Credit Card

  • Specially designed for the smart shopper, Citibank First Citizen card will enable the cardholder to get accelerated rewards and ease the redemption process.
  • Cardholders get 7 First Citizen points for every Rs.100 spent on private label brands and 5 First Citizen points for Rs.100 spent at Shoppers Stop.
  • Also, other in-store exclusives and privileges like sales previews, exclusive payment counters and complimentary parking is offered to the First Citizen cardholders.
  • When Rs.30000 is billed to the card is a membership year, no annual fee is charged.
  • Cardholders can also claim exclusive beauty and wellness offers at popular beauty salons, spas and fitness centres across India.

Citibank Platinum Credit Card

Designed for the elite, Citibank Platinum card will open a new world of exclusive experiences and special privileges.

Features & Benefits of Citibank Platinum Credit Card

  • Carefully crafted to make every purchase a rewarding experience, Citibank Platinum card lets you earn higher rewards, personalized service, exclusive privileges and a variety of redemption options.
  • Cardholders get access to dedicated 24/7 concierge assistance and exciting offers on travel, dining and entertainment.
  • Every time Rs.125 is billed to the Citibank Platinum card, one reward point gets credited. Reward points can be easily redeemed across merchant partner stores across India.
  • Using Citibank Platinum credit cards, customers can pay all the utility bills online and credit card dues.
  • Cardholders can easily access their credit card accounts anytime through the internet banking portal and CitiAlert.

Citibank Fuel Credit Cards

  1. IndianOil Citibank Platinum Credit Card
  2. IndianOil Citibank Titanium Credit Card

IndianOil Citibank Platinum Credit Card

For a person who hits the road frequently, IndianOil Citibank Platinum card will help save on fuel costs substantially and also earn other rewards.

Features & Benefits of IndianOil Citibank Platinum Credit Card

  • Cardholders earn Turbo Points on all purchases made at IndianOil outlets across India.
  • When a fuel purchase of Rs.150 is made at any authorized IndianOil Retail outlet, 4 turbo points are credited to the account. 2 turbo points are offered when Rs.150 is spent at grocery stores and supermarkets.
  • Turbo points can be redeemed for free at IndianOil retail outlets. 1 turbo point fetches you Rs.1 worth free fuel.
  • When Rs.30000 is billed to the card in a year, the annual membership fee is waived.
  • Other privileges include exclusive concierge service, 20% savings on restaurant spends and flexible rewards redemption scheme.

IndianOil Citibank Titanium Credit Card

This card is the perfect choice for earning rewards and saving on fuel purchases. With Turbo points, cardholders can get discounts at IndianOil outlets and other deals at supermarkets.

Features & Benefits of IndianOil Citibank Titanium Credit Card

  • With IndianOil Titanium card, cardholders can save over 5% on fuel bills at IndianOil outlets which will fetch them up to 71 litres of free fuel every year.
  • 4 Turbo points are offered on fuel purchased worth Rs.150 at IndianOil outlets, 2 Turbo points are offered for every Rs.150 spent at supermarkets and grocery stores.
  • Turbo points can be utilized to get free fuel at IndianOil outlets or can be converted to gift vouchers for products and services from distinguished brands. Turbo points never expire.
  • Other value added services on the card include instant loans, EMI option, easy payment options and balance transfer options.
  • When Rs.30000 is billed to the card in a membership year, the annual fee on the card is waived.

Citibank Lifestyle Credit Card

 

  • Citi Prestige Credit Card

 

Citi Prestige Credit Card

Citi prestige Card is the ticket to a new world of luxury and special privileges including travel deals, complimentary lounge access and free insurance coverage.

Features & Benefits of Citi Prestige Credit Card

  • Citi Prestige card is your passport to a world of exclusive privileges, luxury travel upgrades and the highest level of service.
  • Cardholders get 10000 air miles and vouchers worth Rs.10000 from Taj or ITC Hotel group every year.
  • A true lifestyle choice, this card comes with unlimited complimentary priority passes for lounge access at over 700 airports for both the primary and supplementary cardholder.
  • Cardholders also enjoy peace of mind with overseas medical cover worth USD 50000 and air accident insurance of Rs.5 crores.
  • Other benefits and privileges include 20% savings at luxury spas, access to premier golf courses across world and British Airways Executive club upgrade.

Citibank Corporate Card

 

  • Citibank Corporate credit card

 

Citibank Corporate credit card

Corporate organizations can benefit immensely by using the Citibank Corporate credit card, which offers excellent member privileges inclusive of a centralized travel and expense management system tool, rewards program and dedicated relationship managers to help customers.

Features & Benefits of Citibank Corporate credit card

  • Organisations can efficiently manage their company expenses and access all the required statements online anytime, using the Visa Intellilink Spend Management System.
  • As one of the unique travel benefits, employees can enjoy complete freedom from getting foreign exchange issued in advance whenever they have to travel abroad.
  • The Citibank Corporate credit card also offers exceptional rewards point benefits with employees earning points on every single purchase done.
  • Cardholders can also get up to 55% savings on various business products, travel deals, hotel accommodation, car rentals, dining and much more.
  • Citibank also offers preferential rates to cardholders on travel packages, shopping, spa and golf packages in India and at over 30 countries across the world.

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