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Advanced  scoring formula ensures better risk prediction Also provides a score for borrowers with less than 6 months credit history Drives inclusive financing for many more eligible borrowers thus improving credit penetration Credit Information Bureau (India) Limited (CIBIL) and TransUnion announced the launch of the latest version of the credit score – CIBIL TransUnion Score … Continue reading “CIBIL and TransUnion launch ‘CIBIL TransUnion Score 2.0’”

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Financial inclusion is described as the method of offering banking and financial solutions and services to every individual in the society without any form of discrimination. It primarily aims to include everybody in the society by giving them basic financial services without looking at a person’s income or savings. Financial inclusion chiefly focuses on providing … Continue reading “Financial inclusion”

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One can avail personal loans from Axis Bank for your child’s education, dream vacation, wedding, home renovation or for any other personal reasons. Once you have decided to take a loan the next step would be applying for a loan. You need to be above 21 years of age and have a minimum monthly salary … Continue reading “CIBIL Score Required for Axis Bank Personal Loan”

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HDFC credit cardholders can close or cancel their credit cards using the methods listed below: By calling customer care: HDFC Bank credit card holders can cancel their credit cards any time by calling the toll-free number 1800-425-4332. Cardholders can download the Credit Card Closure Form from www.hdfcbank.com and fill it up. After filling it up, … Continue reading “How to Close or Cancel HDFC Credit Card”

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HDFC bank is one of the most prominent banks in the nation and has exponentially expanded its network over the years. With regard to its assets, HDFC bank is the largest private sector bank in the country. The bank also provides amazing products coupled with impeccable customer service making HDFC bank a dream bank for … Continue reading “HDFC Home Loan Processing Fees and Charges”