Credit Counseling | Page 2 of 2

Mar 19

The Basics of a Line of Credit: Decoded

When it comes to borrowing money, there are plenty of options available to borrowers. You can approach banks, NBFCs for a traditional loan product, or pay a visit to your neighbourhood pawn shop (not that good an idea), borrow from your friends and family, or use credit cards (if you haven’t maxed them out). One … Continue reading “The Basics of a Line of Credit: Decoded”

Jun 13

7 Habits You Must Stop Now To Steer Clear Of Debt Traps

Falling in debt is so easy. Debt creeps on you slowly and you aren’t even aware of it until you’re neck deep in it. On the contrary, crawling out of a debt trap is a task of mammoth proportions. It requires extreme financial planning and patience, sound credit counseling before you can be rid of … Continue reading “7 Habits You Must Stop Now To Steer Clear Of Debt Traps”

Jun 9

6 Thumb Rules to help you, Stay Away from Debt Traps

Have you heard about the Chakravuyhah, a war strategy from the Mahabharata? It’s a war technique into which the opponent is lured in easily. However, breaking out of it is quite another story. Even the skilled warriors failed miserably when escaping from the Charkravuyhah. You can equate the Chakravuyhah, with debts. Falling into debts is … Continue reading “6 Thumb Rules to help you, Stay Away from Debt Traps”

May 25

Impact of GST while availing a Loan

Not one day goes by without hearing heated debates on GST. Now, that GST is here to stay, it’s time to look at its impact on the end consumers, especially those looking at taking personal loans or home loans. Let’s get the Basics right: What is GST? GST or the Goods and Services Taxes will … Continue reading “Impact of GST while availing a Loan”

May 12

How can Credit Counseling Help You – 4 Steps

Debt is often compared to quicksand. Easy to get trapped into, difficult to get out of. Very often, you don’t realize that you’re in debt until you’re neck deep in it. This is where a non-profit credit counselor can help you out. There’s nothing to be embarrassed about seeking the help of a credit counseling … Continue reading “How can Credit Counseling Help You – 4 Steps”