Availing Loans are an unavoidable mechanism for meeting different funding needs arising in every person’s life at different intervals. It is beneficial if managed in the right manner but it can prove to be a big burden if not managed properly. Every loan attract interest that needs smart planning. Consider what is debt counselling? Debt … Continue reading “Consider Debt Counselling to Manage Your Big Loans Smartly”
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Managing personal finance smartly is an art. It can be learnt from your past mistakes, advice from a good financial planner and with the help from the different sources like magazine or newspaper articles/ blogs etc. The importance of personal finance strategies is limitless. Regular assessment is the key to success and solution to many … Continue reading “Key Personal Finance Strategies for Good Credit Health”
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Let me tell you that Credit Report and Credit Counselling both have their own importance. It is better to understand both of them properly. CREDIT SCORE V/S CREDIT COUNSELLING Ever worried about your credit situations? Do you feel burdened? Are you unsure about the financial future? Our financial decisions are affected by many factors including our … Continue reading “Credit Report or Credit Counselling, What You Should Go For?”
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A lot of facts are taken into account by the credit bureaus while computing your credit score. But there are other factors which does not affect your credit score. For instance, Insurance premium payments will not affect your credit score? Let’s now look at the ten facts that do not impact your credit score: 1. … Continue reading “10 Facts that don’t affect your credit score”
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Planning on forsaking your credit card? When it comes to credit cards such negative connotations like heavy interest rates, harsh penalty fees, debt traps and more give people nightmares! But it doesn’t have to be quite like that. Credit cards spell trouble for your finances only when abused or misused. If managed responsibly they can … Continue reading “Smart ways to use a credit card safely”
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