• Team Antworks
• CIBIL .

The most important criterion which determines your eligibility for any kind of loan in India is now your credit score. This is a three digit score generated by CIBIL (Credit Information Bureau India Limited) on the basis of your credit history. The score generally ranges between 300 and 900 with 300 meaning poor credit history … Continue reading “5 Factors that Affects Your CIBIL Score”

• Team Antworks
• CIBIL .

The first question that pops into one’s mind when applying for a loan is, “Do banks sanction personal loans with poor credit?”. In an ideal world, everyone will pay back their bills and EMIs on time and have an impeccable credit history. However, the truth is far from that. We don’t live in an ideal … Continue reading “Taking a loan on Low CIBIL Scores”

• Team Antworks
• CIBIL .

Your credit score has a huge impact on your life, especially on financial matters. Sadly, no one has a manual listing the do’s and don’ts for a healthy credit history. You have to work it out all on your own unless you have a fleet of credit experts to take care of your personal finances. … Continue reading “Reckless Behavior that can Lower your Credit Score”

• Team Antworks
• CIBIL .

While it’s true that Rome wasn’t built in a day, you must remember that the city was demolished in a single day during the reign of Nero. This historical analogy is very true when it comes to building your creditworthiness. It takes time to build it up, and there are no instant remedies to wipe … Continue reading “How to build your Creditworthiness”

• Team Antworks
• CIBIL .

If you take your personal finances seriously, then you would have come across the term “CIBIL” scores and reports. In the financial market of today, there is no disputing the fact that an individual’s CIBIL score is getting more prominence. From deciding whether you’re eligible for a personal loan with poor credit to determine your … Continue reading “Bust these Myths related to CIBIL scores”