• Team Antworks
• CIBIL . Credit Counseling .

Managing personal finance smartly is an art. It can be learnt from your past mistakes, advice from a good financial planner and with the help from the different sources like magazine or newspaper articles/ blogs etc. The importance of personal finance strategies is limitless. Regular assessment is the key to success and solution to many … Continue reading “Key Personal Finance Strategies for Good Credit Health”

• Team Antworks
• CIBIL . Loan .

In a recent announcement, the three public sector banks namely Union Bank of India, Bank of Baroda, and Syndicate Bank have taken their first step in making retail loans more transparent for their potential customers. These banks have started using the third-party credit scores of their potential customers to decide the rate of interest to … Continue reading “Banks Linking Credit Score to Decide Interest Rate for Retail Loans”

• Team Antworks
• CIBIL .

According to an Indian Economist, RBI is planning to cut rate of interest in the month of August the fourth time in a row majorly because of weak inflation and low rate of growth. The RBI reducing again the rates this month will be considered as the most aggressive step. Earlier only after the global … Continue reading “Expect For the Fourth Time RBI Interest Rate Cut in August”

• Team Antworks
• CIBIL .

So, you’ve been a little lethargic when it comes to mastering your personal finances, and your credit score has taken a hit. Not sure what to do? Can CIBIL score be improved once it hits rock bottom? Fret not, in this article, you can find the top essential habits guaranteed to improve your CIBIL score … Continue reading “Top 5 Smart Habits to Boost your CIBIL Score in the New Fiscal Year”

• Team Antworks
• CIBIL .

Enter CIBIL Lenders are now equipped with precise and accurate credit report provided by the Credit Information Bureau Limited (CIBIL). This report has all the relevant details of your credit transaction including credit cards and loans. Since this data is collected from your transactions all over the country, whether you have defaulted on your credit … Continue reading “What do Lenders do when you apply for a Loan?”