Bank of Baroda Recurring Deposit Interest Rates below One Crore:
| Deposit Tenure | General RD Interest Rate | Senior Citizen RD Interest Rate |
| 180 days | 6.25 | 6.75 |
| 181 days to 270 days | 6.5 | 7 |
| 271 days & above and less than 1 year | 6.5 | 7 |
| 1 year | 6.9 | 7.4 |
| Above 1 year and upto 2 Years | 6.9 | 7.4 |
| Above 2 Years and upto 3 Years | 6.75 | 7.25 |
| Above 3 Years and upto 5 Years | 6.75 | 7.25 |
| Above 5 Years and upto 10 Years | 6.5 | 7 |
Bank of Baroda Short-Term Recurring Deposit Interest Rates
Bank of Baroda offers depositors the choice of maintaining a recurring deposit with the bank for a short term as well. The minimum tenure available to depositors is 7 days to 14 days. For a period of 181 days to 270 days, the interest rate offered on a recurring deposit worth less than Rs. One Crore is 6.75%.
Bank of Baroda Medium and Long Term RD Interest Rates
Bank of Baroda Recurring Deposits can also be opened for a medium term of one to three years and for a long term of more than 3 years up to a maximum period of 10 years. For a deposit worth less than Rs. 1 crore over a period ranging from above 1 year and upto 2 Years, the interest rate offered on general RD is 7.00%. For deposits worth less than Rs. 1 crore over a period ranging from more than 3 years up to 10 years, the interest rate applicable is 6.50%.
Bank of Baroda Senior Citizen RD Rates
Senior citizens are eligible to avail an additional interest of 0.50% on the existing interest rates. This is also applicable for former employees as well as current employees of the bank. In this case, for a recurring deposit scheme for a tenure of 6 months to less than a year, senior citizens and former as well as current employees of the bank can avail 7% interest and for a period of above 2 Years and upto 3 Years, they can enjoy an interest rate of 7.35%. For a recurring deposit scheme held for a period more than 3 years to maximum 10 years, an interest rate of 7.00% can be availed by senior citizens.