Atal Pension Yojana Calculator
Atal Pension Yojana Contribution Calculator
The big question when we hear about the Atal Pension Yojana Scheme is how much do I have to pay? Your contribution depends on two factors.
- The amount of pension you want to receive.
- The age at which you apply for this scheme.
If you join at the age of 18, your monthly premium will be much lesser. This is because you have 42 years time to contribute towards the scheme before you start receiving your pension. If you join at the age of 40, your premium will be significantly higher because you have only 20 years left to contribute towards the scheme. The lowest contribution for Rs. 1,000 pension at the age of 18 is Rs. 42. The highest monthly premium of Rs. 1,454 will be incurred at the age of 40 if you opt to get the pension of Rs. 5,000.
Calculation for an Atal Pension Yojana of Rs. 1000
If you opt to receive a monthly pension of Rs. 1,000, the amount that will be debited from your bank account will range between Rs. 42 and Rs. 291. In case of your death, your nominee will receive up to Rs. 1.7 lakhs from the Atal Pension Yojana Scheme.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs. 42 | Rs. 1.7 lakhs |
| 19 yrs | 41 yrs | Rs. 46 | Rs. 1.7 lakhs |
| 20 yrs | 40 yrs | Rs. 50 | Rs. 1.7 lakhs |
| 21 yrs | 39 yrs | Rs. 54 | Rs. 1.7 lakhs |
| 22 yrs | 38 yrs | Rs. 59 | Rs. 1.7 lakhs |
| 23 yrs | 37 yrs | Rs. 64 | Rs. 1.7 lakhs |
| 24 yrs | 36 yrs | Rs. 70 | Rs. 1.7 lakhs |
| 25 yrs | 35 yrs | Rs. 76 | Rs. 1.7 lakhs |
| 26 yrs | 34 yrs | Rs. 82 | Rs. 1.7 lakhs |
| 27 yrs | 33 yrs | Rs. 90 | Rs. 1.7 lakhs |
| 28 yrs | 32 yrs | Rs. 97 | Rs. 1.7 lakhs |
| 29 yrs | 31 yrs | Rs. 106 | Rs. 1.7 lakhs |
| 30 yrs | 30 yrs | Rs. 116 | Rs. 1.7 lakhs |
| 31 yrs | 29 yrs | Rs. 126 | Rs. 1.7 lakhs |
| 32 yrs | 28 yrs | Rs. 138 | Rs. 1.7 lakhs |
| 33 yrs | 27 yrs | Rs. 151 | Rs. 1.7 lakhs |
| 34 yrs | 26 yrs | Rs. 165 | Rs. 1.7 lakhs |
| 35 yrs | 25 yrs | Rs. 181 | Rs. 1.7 lakhs |
| 36 yrs | 24 yrs | Rs. 198 | Rs. 1.7 lakhs |
| 37 yrs | 23 yrs | Rs. 218 | Rs. 1.7 lakhs |
| 38 yrs | 22 yrs | Rs. 240 | Rs. 1.7 lakhs |
| 39 yrs | 21 yrs | Rs. 264 | Rs. 1.7 lakhs |
| 40 yrs | 20 yrs | Rs. 291 | Rs. 1.7 lakhs |
Calculation for an Atal Pension Yojana of Rs. 2000
If you choose to receive a pension of Rs. 2,000, then the contribution ranges between Rs. 84 and Rs. Rs. 582. Your nominee stands to receive up to Rs. 3.4 lakhs in case of your unfortunate death.
| Entry Age | Years of Contribution | Monthly Contribution | Return to the nominee |
| 18 yrs | 42 yrs | Rs. 84 | Rs. 3.4 lakhs |
| 19 yrs | 41 yrs | Rs. 92 | Rs. 3.4 lakhs |
| 20 yrs | 40 yrs | Rs. 100 | Rs. 3.4 lakhs |
| 21 yrs | 39 yrs | Rs. 108 | Rs. 3.4 lakhs |
| 22 yrs | 38 yrs | Rs. 117 | Rs. 3.4 lakhs |
| 23 yrs | 37 yrs | Rs. 127 | Rs. 3.4 lakhs |
| 24 yrs | 36 yrs | Rs. 139 | Rs. 3.4 lakhs |
| 25 yrs | 35 yrs | Rs. 151 | Rs. 3.4 lakhs |
| 26 yrs | 34 yrs | Rs. 164 | Rs. 3.4 lakhs |
| 27 yrs | 33 yrs | Rs. 178 | Rs. 3.4 lakhs |
| 28 yrs | 32 yrs | Rs. 194 | Rs. 3.4 lakhs |
| 29 yrs | 31 yrs | Rs. 212 | Rs. 3.4 lakhs |
| 30 yrs | 30 yrs | Rs. 231 | Rs. 3.4 lakhs |
| 31 yrs | 29 yrs | Rs. 252 | Rs. 3.4 lakhs |
| 32 yrs | 28 yrs | Rs. 276 | Rs. 3.4 lakhs |
| 33 yrs | 27 yrs | Rs. 302 | Rs. 3.4 lakhs |
| 34 yrs | 26 yrs | Rs. 330 | Rs. 3.4 lakhs |
| 35 yrs | 25 yrs | Rs. 362 | Rs. 3.4 lakhs |
| 36 yrs | 24 yrs | Rs. 396 | Rs. 3.4 lakhs |
| 37 yrs | 23 yrs | Rs. 436 | Rs. 3.4 lakhs |
| 38 yrs | 22 yrs | Rs. 480 | Rs. 3.4 lakhs |
| 39 yrs | 21 yrs | Rs. 528 | Rs. 3.4 lakhs |
| 40 yrs | 20 yrs | Rs. 582 | Rs. 3.4 lakhs |
