how to Apply for HSBC Credit Card

Why Choose HSBC Credit Cards?

The following reasons summarize the advantages of subscribing to credit cards from HSBC Bank-

1. Variety- A selection of 5 fully loaded credit cards, targeting different demographics and requirements. HSBC Visa Platinum Card, Premier MasterCard, Advance Visa Platinum Card, MMT Signature Card and MMT Platinum Card comprise the stable of credit card offerings from HSBC.
2. Fully Loaded Benefits- From reward points to air miles, from cash back to exclusive offers on fine dining and purchases, your HSBC Credit Card is tuned to do what it does, brilliantly!!
3. Easy & Quick Application Process- Walk into your nearest HSBC branch or jump on the online trail and signup on the HSBC India website. The procedure is simple, fast, and highly responsive.
4. Robust Customer Support- Backing this line of attractive products in its portfolio, HSBC offers a highly trained customer support initiative. Help is just a phone call, email or chat box away.

 

Features and Benefits of Credit Cards

Credit cards, apart from being used to pay for products and services can also provide a multitude of other benefits such as AirMiles, discounts on shopping and dining, waiver on fuel surcharge and so on. Additionally, using credit cards can also result in the individual availing reward points which can be redeemed for a host of gifts from the company’s rewards catalogue. Credit cards can also be used abroad and for purchasing products online. Individuals can utilise credit cards to pay their utility bills as well as withdraw money, which is however not advised except in cases of emergencies.

 

Apply for HSBC Credit Card Online

A British multinational financial services company, HSBC Bank is a subsidiary of HSBC Holdings PLC and was founded in the year 1865 in Hong Kong. This company has its presence in major cities across the world and is one of the most renowned banks in India today. As part of its retail banking portfolio, HSBC provides customers with a number of exciting products and services such as credit cards, loans and debit cards.

HSBC focuses on quality customer care and unique product offerings. Their range of credit cards are tailor made to suit an individual’s discerning need and requirement. Customers can apply for HSBC credit cards both online as well as offline.

HSBC Website

Customers can apply for a credit card from HSBC by visiting their official website. On the left side of the homepage, individuals will find a number of products out of which ‘Credit Cards’ will have to be selected. Customers will then be taken to a page wherein all the credit card options are displayed. Once they find the card of their choice and meet the eligibility requirements, they will have to select ‘Apply Now’. Applicants will be redirected to a page wherein they will have to provide certain details after which a representative will contact them to take the process forward.

Apply for HSBC Credit Card Offline

In case individuals are unable to apply through the above options, they can do so through offline methods as well. Customers will have to visit the nearest branch of HSBC and apply for the same. They will be asked to fill an application form with details of their income and others. If found eligible, this application will be taken forward.

Additionally, individuals can SMS ‘NEW CARD’ to 575750 in order to apply for one. Applicants can also contact the HSBC customer care service for further queries regarding the same if the above methods are not feasible.

HSBC Bank Credit Cards

In India, HSBC Bank offers the following credit cards. Listed alongside are the various features and benefits on offer from these individual offerings

1. HSBC Visa Platinum Credit Card
2. HSBC Bank Gold credit card
3. HSBC Premier Master Credit Card
4. HSBC Advance Visa Platinum Credit Card
5. HSBC MMT Signature Credit Card
6. HSBC MMT Platinum Credit Card

HSBC Visa Platinum Credit Card

A fine amalgamation of rebates and rewards, the HSBC Visa Platinum Credit Card offers the finest card experience, tagged with optimum security and scalability. The principal features and benefits of this card are as follows

Features & Benefits of HSBC Visa Platinum Credit Card

• Zero joining and annual fees.
• 3x reward points when spent on fine dining, hotels and telecom in the initial 12 months.
• 10% cashback on all spends in the initial 90 days (max. spend cap of Rs.3000/card) – Offer expires 30 June 2015.
• 2 reward points per Rs.150 spent on card. Points can be redeemed from the rewards catalog.
• Earn 5x reward points after exceeding spend limit of Rs. 400,000 to max Rs. 1,000,000 in a year.
• Movie ticket voucher worth Rs.500 upon spending over Rs. 50,000 in a month.
• Fuel surcharge waived off for transactions in the range of Rs.400 to Rs.4000.
• Upto 20% discounts on dining as part of the HSBC Dining Privileges (Only in select cities).
• 0% lost credit card liability (upon intimation to HSBC Customer Support within 24hrs).

HSBC Premier Master Credit Card

A credit card designed for the good life, the HSBC Premier MasterCard is ambrosia for the avid golfer in you. Watch your golfing icon play a masterful stroke at some of the world’s finest golf courses, or enjoy your credit card as it qualifies spectacularly, in all things a credit card is expected to do.

Features & Benefits of HSBC Premier Master Credit Card

• Airport Lounge Access- Priority Pass Membership at 600+ Airport VIP Lounges, in India and abroad.
• Zero joining and annual fees.
• Go Golfing- Complimentary access and discounted fee at select golf course in India.
• Reward Points- 2 reward points for every Rs.100 spent on the card.
• Fine Dining- Upto 20% off on dining across select cities in India.
• PVR Movies- 50% cashback on PVR movie tickets, subject to a maximum of Rs.500/month.
• Cheaper Fuel- Save on the 2.5% fuel surcharge across any fuel station in India.
• Signature Assistance- Exclusive concierge services, in tune with your requirements.

HSBC Advance Visa Platinum Credit Card

A perfect complement to your trendsetting lifestyle, the HSBC Advance Visa Platinum Card offers a range of benefits in the spheres of travel, dining, shopping and more. The principal features and benefits of this card are as follows:

Features & Benefits of HSBC Advance Visa Platinum Credit Card

• Zero joining and annual fees.
• Reward Points- 2 reward points for every Rs.150 spent on the card.
• Fine Dining- Upto 20% off on dining across select cities in India.
• Host of exclusive shopping offers at merchant outlets and online shopping portals.

HSBC MMT Signature Credit Card

A co-branded card formulated with India’s premier travel website MakeMyTrip, the MMT Signature Credit Card offers great discounts and offers on domestic and international travel, alongside a refined credit card experience. The primary features and benefits of this card are as follows:

Features & Benefits of HSBC MMT Signature Credit Card

• Avail discount vouchers worth Rs.8500 from MakeMyTrip.
• 7 Indigo domestic flight ticket vouchers (Rs.500 each- redeemable on total fare).
• 10 reward points per Rs.100 spent at MakeMyTrip.
• Spend over Rs. 50,000 at MakeMyTrip in a year and earn 15 Turbo Reward Points per Rs.100 spent.
• Complimentary Airport Lounge access across India- Meals, Television, Wi-Fi, etc, inclusive.
• Fine Dining- Upto 20% off on dining across select cities in India.
• Save on the 2.5% fuel surcharge across any fuel station in India.

HSBC MMT Platinum Credit Card

Continuing the bonhomie as set from the previous card, the MMT Platinum Credit Card continues the partnership between HSBC and MakeMyTrip. An ideal card for the avid traveler, the following features and benefits are on offer

Features & Benefits of HSBC MMT Platinum Credit Card

• Avail discount vouchers worth Rs.5500 from MakeMyTrip.
• 2 Indigo domestic flight ticket vouchers (Rs.500 each- redeemable on total fare).
• Annual fee of Rs.499 is waived off for the first year.
• 5 reward points per Rs.100 spent at MakeMyTrip.
• Fine Dining- Upto 20% off on dining across select cities in India.
• Save on the 2.5% fuel surcharge across any fuel station in India.

Eligibility and Documentation:

In order to avail any of the HSBC credit cards, the applicant must satisfy the following conditions-

Basic Condition- The applicant must be at least 21 years old and earn a minimum of Rs.500000 per year. He/she must also be an Indian national. He/she must also have a clean credit record.For HSBC Premier MasterCard Credit Card- Available only to HSBC Premier Customers. To avail the premier tag, the applicant must maintain a minimum of Rs.25 lakhs as Total Relationship Balance (TRB) on a quarterly basis.For HSBC Advance Visa Platinum Card- The applicant must have an active HSBC Advance Account.

After confirming upon the eligibility, the following documents must be supplied-

1. PAN Card
2. Passport sized photographs.
3. Identity Proof (Voter’s ID, DL, Aadhaar Card, etc.)
4. Address Proof (Any official document that displays current place of residence).
5. Income Proof- Salary Slips, IT Returns and/or Bank Statements.
6. Any additional documents as and when required by the bank.