How to do Andhra Bank Credit Card Bill Payment
Andhra Bank Credit Card Payment Online:
Bill payment options for the Account holders of Andhra Bank:
Standing Instruction:
Credit card holders who are Andhra Bank account holders can put a Standing Instruction so as to charge their record with the required Visa charge sum on the due date. This can be issued at the Andhra Bank Branch where the client has a record. The standing direction can be made out for the installment of either the base payable sum or the aggregate bill installment and on the due date, this sum will be charged. With a specific end goal to pay the Andhra Bank Credit Card Bill by a method for a Standing Instruction,
- Visit the branch of Andhra Bank where you hold an account
- Place the standing instruction mandate at the Andhra Bank Branch
- The credit cardholder can choose to pay either the minimum or full bill using this payment method.
- On the due date of payment, the specified amount will be automatically debited from your account.
Net Banking:
If you are an Andhra Bank Internet Banking user, then you can register for credit card bill payment through Net Banking. This will enable you to pay Andhra Bank Credit card bills online.
The process of paying the credit card bill using Andhra Bank NetBanking is as follows:
- Visit the Andhra Bank online portal to access the Net Banking facility.
- Login to Net Banking with the User ID and password
- Specify the amount you wish to pay in the corresponding section and click on the submit button.
- Once this is done, you will be redirected to the secure payment gateway and your transaction will be processed in a few seconds.
- After successful processing of the transaction the customer will get an e-receipt which is also sent to his/her registered email address.
Bill Payment options for the Non-Andhra Bank Account holders:
NEFT (National Electronic Funds Transfer facility):
Andhra Bank credit card holders who has an account in another bank and wish to use the other bank net banking to make a payment towards the Andhra Bank credit card dues can use the NEFT (National Electronic Funds Transfer) facility to pay the minimum due amount or the total amount due on the card.
The process of paying Andhra Bank Credit Card Bill Payment through NEFT is as follows:
- NEFT facility can be used to pay the Andhra Bank credit card bill only if the other bank is also NEFT enabled.
- The credit card holder should login to his/her other bank net banking account and pay the bill online through the NEFT mode. If the credit card holder does not have a net banking account in his/her other Bank, then he/she should visit their bank branch and submit a duly filled NEFT Application form.
In order to transfer the Bill Amount through NEFT (National Electronic Funds Transfer facility), the following details have to be provided by the customer: details of the credit card such as name of the beneficiary bank (Andhra Bank), beneficiary’s account no, the respective IFSC Code of the Beneficiary Bank branch (example: ANDB0000231), beneficiary’s name and the 16 digit Credit Card number. Once the NEFT remittance is made, the Andhra Bank credit card holder should send a mail to the email id provided on the Bank’s website with relevant details of the remittance. This is required for confirming the remittance made and acknowledging the same.
Andhra Bank Credit Card Payment Offline:
- Cash:One of the offline modes of Andhra Bank credit card bill payment is through cash payment Andhra Bank branch before the due date.
- Cheque or Demand Draft:The Andhra Bank Credit card bill amount can also be settled by way of cheque or Demand Draft which can be deposited at any of the Andhra Bank Branches. Andhra Bank also has specific credit card centres which collect Cheques and Drafts made towards payment of the credit card bill amount. The customer can find the address of the closest credit card centre in his/her credit card statement. A non- Andhra bank account holder has to present the cheque at any Andhra Bank branch for clearing well ahead of the due payment date so that the money is credited to the card holder’s credit card account transaction time does not exceed the time limit.
- ATM Payment:Another method of offline payment is through the Andhra Bank ATM. This can be done by registering for ATM payment at an Andhra Bank branch and using the Andhra Bank Debit Card to make the payment. By registering for the Credit Card utility bill payment facility, Andhra Bank Debit Card holders pay their credit card dues through any Andhra Bank ATM.
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