Allahabad Bank is one of the oldest to offer ATM services to clientele where people are given the convenience of round-the-clock banking. Being a member of VISA & NFS Networks and in that way empowering individuals to use a comprehensive network of ATMs globally, it had the honor of making it into Forbes Top 200 Global list.
Features & Benefits:
| For Allahabad Bank ATMs | When using other banks’ VISA ATMs | From other banks of NFS Network |
From VISA POS (Point of Sale) |
| Money withdrawal limit of up to INR 25,000 daily | Allowed to draw money | Allowed to draw money | Shopping bills of up to INR 25,000 daily (as per your account balance) |
| Taking out fast cash | |||
| Checking your account balance | Allowed | Allowed | |
| You can change your PIN Number as many times as you want. | |||
| Cash transaction from one account to an associated card is limited up to a maximum of INR 15,000 daily. | |||
| You can operate more than one account with one International Debit-Cum-ATM Card | |||
| You can deposit or cash your cheque as well as get a cheque book from your nearest Allahabad bank branch | |||
| You can apply for free personal accident indemnification if you are an international debit-cum-ATM cardholder. This is another attractive feature that comes with the card. |
Free Personal Accident Insurance:
- Every customer holding a Current or Savings Bank Account other than children including joint account users are qualified to apply for ALLAHABAD BANK’s International Debit-cum-ATM Card.
- All Core Banking Solution branches are offering the ATM cum International Debit Card perks.
- If you do not have a Current or Savings Account, it is prudent to first open your account with Allahabad bank.
- Send the duly filled application form to the concerned bank along with your latest passport sized photograph.
- You will soon get your customized ATM-cum Debit Card sent to your home along with the secret PIN number and other information.
- It is strongly recommended that you change your PIN number from any home ATM soon after receiving it.
Loss or Damage of the Debit Card:
In the event of loss or theft of your debit card, please report it to your nearest Allahabad bank branch either by calling at their toll-free customer service number (1800-22-0363), via mail or in person at the earliest. To get a duplicate card, a small fee of INR 100 is charged.
Security:
You are ensured solid security through your own secret PIN (Personal Identification Number), which shouldn’t be divulged to a third person. Only you can handle your bank account transactions this way. It is advised that you change PIN at least once in 3 months.
More Terms and Conditions:
- The validity of the Allahabad Bank’s International Debit-Cum-ATM card is 5 years from the day it is issued.
- The card will be delivered for free to main as well as co-holder of the account.
- There shall be no yearly membership fees for the initial year. But from the subsequent year onwards, you will be levied a nominal fee of INR 100 a year to renew the card. Only instant cardholders are exempted from annual fee.